best amex travel card. The benefits are lesser too, but the Delta SkyMiles® Gold Business American Express Card does offer Main Cabin 1 Priority boarding, a $100 Delta flight credit each calendar year you spend $10,000. best amex travel card

 
The benefits are lesser too, but the Delta SkyMiles® Gold Business American Express Card does offer Main Cabin 1 Priority boarding, a $100 Delta flight credit each calendar year you spend $10,000best amex travel card  Popular Amex transfer partners include British Airways Executive Club, Emirates Skywards, Hilton Honors and Marriott Bonvoy

99% variable APR on purchases. , the applicant should either be salaried or self-employed. In addition to bonus miles, the card offers excellent perks like United Club lounge access, free checked bags and more that can make the $525 annual fee worthwhile. Amex SIA KF Ascend: Elite perks inc. e. The Chase Sapphire Preferred® Card packs a lot of punch in terms of travel rewards value, all with a manageable $95 annual fee. The Blue Business® Plus Credit Card from American Express. 2X points on up to $50,000 in purchases per year (unlimited 2X points on travel booked through. Best for dining out: American Express® Gold Card. Simply click the “Compare” button in the lower right corner of each Card’s overview panel to get started. The American Express Platinum Credit Card. Bonus categories: 5x points on airfare purchased directly from airlines or through Amex Travel (up to $500,000 per calendar year and then 1x) The Amex Platinum is a card you get primarily for the benefits, like the $240 digital entertainment credit, $200 annual airline fee credit, $200 annual hotel credit (min 2-night stay required for Hotel. 95 monthly Walmart+ membership (subject to auto-renewal) with a statement credit after you pay for Walmart+ each month with your. Chase Sapphire Reserve®: Best card for hotels abroad. Terms apply to American Express benefits and offers. Eligible purchases through American Express Travel exclude non-prepaid car rentals and non-prepaid hotels. Rewards on spending: Get 2. 86. Delta SkyMiles® Platinum American Express Card: Best for Delta flyers. About American Express; Investor Relations; Careers; Global Network; Contact Us; Amex Mobile App; Products & Services. Its annual fee is $695, but it. Capital One Venture X Rewards Credit Card - best premium travel credit card. Blue Cash Preferred Card earns cash rewards as follows: 6% cash back at U. 3 points per dollar on travel and transit including flights, hotels, taxis, rideshare services, trains, parking and more, 3 points per dollar on eligible purchases at restaurants worldwide. 3,500 plus applicable taxes (Second Year onward: Rs. 2023’s best American Express business credit cards with lucrative rewards, 0% rates & other helpful perks. Annual Fee $0 intro. 99% to 29. Spend between $250,000 to $350,000 per year on your Amex credit cards for the personal Centurion card or $400,000 to $500,000 for the business version (though some reports say you need to spend. Rs. 74% variable APR. The Blue Cash Preferred® Card from American Express is a premium cash-back credit card, full stop. The Capital One Venture Rewards Credit Card is probably the best-known general-purpose travel credit card, thanks to its ubiquitous advertising. Best American Express cards. Six reasons why the American Express® Gold Card is the best travel. Ability to pay with points. Best Credit Cards for Families. Make no mistake — the Amex Platinum card is a premium card with a premium price tag. Capital One SavorOne Cash Rewards Credit Card - best for no annual fee. Qantas American Express Ultimate Card. I have the Amex Blue Cash Preferred - which has a $95 annual fee but returns 6% at the grocery, 3% on gas, and 1% on everything else. You. 5 points per dollar on flights booked directly with airlines or with American Express Travel (on up to $500,000 per calendar year) and prepaid hotels booked with American Express Travel. com or by calling a representative of AmexTravel. The Chase Sapphire Preferred ® Card and the American Express ® Green Card are both popular picks for a starter travel rewards card. – 5x FlexPoints on prepaid hotels and car rentals booked via the FlexPerks Rewards Center. Welcome Gift1 of 10,000 Membership Rewards Points redeemable for Flipkart2 voucher or Pay with Points option in Amex Travel Online 3, worth Rs. Foreign transaction fees: None. SUMMARY. Blue Cash Preferred. Our Top Picks for Best American Express Credit Cards in Singapore. Best Amex card with no foreign exchange fees. The Marriott Bonvoy American Express Card is the foremost co-branded hotel credit card in Canada, and it has the biggest welcome bonus to back it up. With a welcome bonus of 55,000+ Bonvoy points after spending $3,000 in three months, you can easily earn points for luxury hotel stays. Green from Amex Amex Platinum; Annual fee: $150: $695: Rewards: 3 points per $1 at restaurants, 3 points per $1 on travel including flights, hotels, transit, taxis, tours, and ridesharing services. Apply online for the best Amex business card. I been wanting to get an Amex card for a while now but am not sure which one I should get. TPG values this bonus up to $1,500. 0 Up to 5x Reward Rate Earn 5x on travel purchased through Chase Ultimate Rewards®, 3x on dining and 2x on all other travel purchases, plus Read More Welcome Bonus 60,000 bonus points Annual. Hilton Honors American Express Card: Best card for hotel rewards; The Platinum Card® from American Express: Best card for premium travel; Delta SkyMiles® Platinum American Express Card: Best card for airline rewards; The American Express Blue Business Cash™ Card: Best card for small businesses; American Express®. Like airlines, not all hotel chains are everywhere. Amex EveryDay® Preferred Credit Card from American Express: Best for earning Amex points. supermarkets (on up to. The card offers a $189 annual CLEAR® Plus membership credit and an up to $100 LoungeBuddy credit. Editorial. The Platinum Card® from American Express - best consumer card for airport lounges. Up to 100,000. Delta SkyMiles® Platinum American Express Card: Best airline card. 90 lacs in a cardmembership year. Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel (on up to $500,000 per calendar year) and on prepaid hotels booked with American. But these premium benefits come at a premium price. Milestone Gift: Earn 2500 Mojo points quarterly for. com). The American Express Blue Business Cash™ Card: The $0-annual-fee card earns 2% cash back on eligible purchases (on up to $50,000 per calendar year, then 1%). Reward for airline spending: 3x Amex Membership Rewards points (which I value at 5. The benefits are lesser too, but the Delta SkyMiles® Gold Business American Express Card does offer Main Cabin 1 Priority boarding, a $100 Delta flight credit each calendar year you spend $10,000. Both Chase and Amex offer several different redemption opportunities for their points. Visit americanexpress. Best Travel Credit Card: American Express Cobalt: 2022, 2021, 2020, 2019, 2018: Best American Express: American Express Cobalt: 2022, 2021, 2020, 2019. N/A. What’s more, it. The annual fee on the Amex Gold card, however, is much higher. 5% cash-back on purchases of $5,000 or more. The card has two benefits that can help you get through airport security faster than 99% of other travelers: You can skip the TSA security line. Discover student for categories. American Express® Cards come with exciting offers on travel, lodging, dining and more in India and abroad. The structure of the Saks credit is such that you’ll get 2 equal statement credits up to $50 each half of the year. The American Express® Platinum Travel Credit Card is one of the best travel credit card which is specially designed to cater to the needs of the frequent traveller. Complimentary Accor Plus membership. It's a phone service that can help you book an event. Best American Express Credit Card for Travel. Some cards are offered in partnership with airlines and hotels to help you maximize your point earning. Eligible travel purchases are limited to: (i) purchases of air tickets on scheduled flights, of up to $500,000 in charges per calendar year, booked directly with passenger airlines or through American Express Travel (by calling 1-800-525-3355 or through AmexTravel. Want a long intro APR period. The issuer caters to varying types of. Eligibility and Benefit level. Best premium American Express card: American Express Preferred Rewards Gold credit card. The fee structure is the same as booking a flight reservation, which means $6. While the American Express Green Card’s annual fee. Authorized User Fee. American Express Platinum Travel Credit Card rewards you in the following two ways: Earn 1 Membership Rewards Point for every2 Rs. S. Capital One. APR: 20. In This Article. What is the best Amex card for travel? 19 Mar 2023 Best travel rewards. 5% and is one of my go-to cards till I complete its milestone for the year. 3x points on gas station purchases. Best Chase Credit Cards. American Express® Gold Card: Best “non-travel” travel card. Our top picks for the best american express credit cards. The Qantas American Express Ultimate Card earns up to 2. With the Capital One Venture card, you can earn an unlimited 2x miles on every purchase, making it an excellent option for any non-bonus spending categories other cards may have. These are the best travel-related offers currently available: Lyft: 10% back on a single purchase, with a maximum of $3 back (expires May 15). 5 points per dollar on flights booked directly with airlines or with American Express Travel (on up to $500,000 per calendar year) and prepaid hotels booked with American Express Travel. Each card offers a rich rewards ecosystem, great bonus categories, and perks. Both the Green from Amex and Amex Gold reward cardholders handsomely for card spending on food and travel purchases. 99% variable APR on purchases. Platinum Card from American Express. The first Amex card that offers the Saks Fifth Avenue credit is the ultra-premium Amex Platinum card. They added a $150 Clear credit and a private jet voucher, along with a few more benefits like HBO and NYT credits. Annual fee: $695. Annual Fee. 1 Cash Mile = $0. The Amex Platinum travel credit is an up to $200 airline fee credit that comes as a benefit of The Platinum Card® from American Express (applies to one select airline). Best for. The current welcome bonus for the Amex Platinum is 80,000 Membership Rewards points after you spend $8,000 on purchases within the first six months of card membership. The Platinum Card® from American Express: Earn 80,000 points after you spend $8,000 on eligible purchases within the first six months of account opening. The cost of adding authorized users is $195. Scotiabank Gold American Express Card. Best for premium perks. Perks usually include points or miles multipliers on specific spending categories or even boosted loyalty program status. To be eligible for the 3X Membership Rewards® points, the booking must be both reserved and charged on the Basic or Additional/Employee Card on the Card Account. Earn 180,000 points after spending $6,000 in eligible purchases within the first 6 months. The American Express Blue Business Cash™ Card. Up to 60,000 Points. Otherwise, look for the pre approved bonus. Make sure you’ve linked your loyalty program to Membership Rewards. With just shy of 20 different cards on offer, we've pulled out the best American Express cards to suit a range of purposes including cashback, travel and. This makes them a good choice for travelers who are loyal to a particular airline carrier or hotel company. 1. By using all. 5 cent Hilton points are estimated to be worth. Best perks for a low fee: Chase Sapphire Preferred® Card. This breaks down to $133 in base fare and $462. 74% variable APR. Hilton Honors American Express Aspire Card. Amex Platinum: The Amex Platinum is great for travelers since it earns 5 Membership Rewards points per dollar spent on flights booked directly with the airline or through Amex Travel (on up to $500,000 each calendar year) and comes with extensive. U. 5 Miles per dollar on flights booked through Capital One Travel. com. For high-spending foodies, the American Express® Gold Card is dining rewards royalty. Select “Get Started” and you’ll be able to see your options for transfer partners. *The information for the following card (s) has been collected independently by Forbes Advisor. Good, Excellent (700 – 749) Best American Express business card. 1. Chase Sapphire Preferred® Card: Best value for the annual fee. Citi® / AAdvantage® Executive World Elite Mastercard® - best for american airlines lounge access. Delta SkyMiles® Platinum American Express Card: $250 annual fee. How to choose the best American Express credit cards for cash back and travel rewards. American Express Cash Magnet® Card: $0 annual fee*. 99 per month ($155. Combined with a high. Wells Fargo Autograph℠ Card - Best no-annual-fee travel credit card runner-up. Best for gas: PenFed Platinum Rewards Visa Signature® Card. The card includes airport lounge access, airline fee credits, hotel perks and other travel benefits. Best For Cashback: AMEX True Cashback. Receive a $300 annual credit for bookings through Capital One Travel, where you’ll get Capital One’s best prices on thousands of trip options. The main benefit of booking through American Express Travel is that you can use your Membership Rewards points ( valued at 1. $150. These cards are ordered from the most premium level at the top to less premium towards the bottom: Centurion ® Card from American Express — Most premium. com to learn more. Best for beginners: Chase Sapphire Preferred® Card. See rates & fees) 70,000 Membership Rewards® points after spending $10,000 on. American Express discontinued roadside assistance and the Amex Gold card’s travel accident insurance benefit a while back. Leading credit bureau Experian defines a good credit score as 670 or better and a very. American Express® Gold Card. The up to $200 prepaid hotel credit is one of the most valuable benefits of the Amex Platinum. com); (ii) purchases of prepaid hotel reservations booked through American. American Express® Gold Card: Best for dining rewards. Amex Travel fees to book flight and hotel packages. The Platinum Card® from American Express (Terms apply. Annual fee: $95. Downside is it's limited to $2500/quarter. Best Credit Cards For Groceries. Simply click the “Compare” button in the lower right corner of each Card’s overview panel to get started. Citi Premier® Card - best starter travel card. 62X points, if a Preferred Rewards member) Regular. The best Amex travel credit card is the American Express Platinum card. Plus, Amex Platinum card and Amex Business Platinum cards get up to $200 back in statement credits each year on prepaid Fine Hotels + Resorts or The Hotel Collection bookings with. We selected the lowest-priced nonstop flight available through American Express Travel: a Finnair flight operated by Oneworld partner, American Airlines. For example, you could compare three cash back Cards, three travel rewards Cards, or three no annual fee Cards. The properties bookable through the Amex FHR and The Hotel Collection. Forbes Advisor analysed the best of the bunch to choose the best American Express card in each category for a variety of cardholder needs. Summary of the Best Amex Cards for Travel Credit Card Best For Avg. Unlike Chase transfer partners, from which every single point transfers on a 1:1 basis to an. Additionally, all eligible American Express cards that earn Membership Rewards receive 2x points when booking cruises through AmEx Travel. Here are some of the key facts about the Amex travel card range in. Thankfully, this. Earn up to $2,700 or more in value when you combine your welcome bonus points and card benefits 3. The Platinum Card® from American Express. Let Bankrate, a. Card Details. 8/10. It’s a card that’s known by its looks alone. You'll get one $200 credit each year per account. American Express® Gold Card: Best “non-travel” travel card. Balance transfer offer: Get a 0% intro APR on purchases and balance transfers for 21 billing cycles, followed by a variable APR of 18. Marriott Bonvoy Brilliant ® American Express ® Card. The Green from Amex offers lower bonus rates but is a better choice for varied. Bottom Line: While the cards are similar in many ways, they have some distinct differences. 74% - 29. supermarkets on up to $6,000 per year in purchases. $550. The American Express Gold Card is the affordable credit card options if you're looking for great reward. See terms for Pay Over Time eligibility and program details. For frequent travellers, perks like lounge access, hotel and car rental status and travel credits could more than make up. 7x points on flights via Amex Travel or directly with airlines, rental cars, and at U. Best for no annual fee: Discover it® Miles. – Earn 30,000 bonus FlexPoints after spending $2,000 within the first four months. Many AmEx cards have travel perks, with different levels of points awarded for cards like the entry-level American Express Green and mid-tier Gold. What makes Amex Platinum Travel credit card the best credit card for travel in India is that the credit card allows you free lounge access and a great deal of travel gift vouchers. 1. The maximum reimbursed amount for the trip cancellation benefit is $10,000 per covered trip and $20,000 per year. American Express® Gold Card - best overall dining card. 1. $0 intro annual fee for the first year, then $95. Best Travel Credit Cards; Best 0% APR Credit Cards. $155 Walmart+ Credit: Cover the cost of a $12. Foreign transaction fees: None. Best American Express credit cards of 2023: The Platinum Card® from American Express: Best for luxury travel perks. 1 through Dec. Citi ThankYou Rewards Credit Cards. It earns flexible, valuable points and offers moderate travel protection. If you’re loyal to an airline, consider a branded credit card that lets you earn miles in the airline’s loyalty program. The Amex trifecta is the combination of three specific American Express credit cards that offer complementary perks while earning bonus points across a variety of spending categories. S. You earn up to 5 points per $1 spent on all purchases. Earn up to 5x points. Citi Custom Cash for groceries. Best American Express card with no annual fee for flat-rate cash-back rewards: American Express Cash Magnet® Card. American Express® Gold Card: Blue Cash Everyday® Card. 86 of government, airline, and American Express-imposed fees. Explore the full range of Amex cards in India and their benefits. 24% to. com); (ii) purchases of prepaid hotel reservations booked through American. Saks Fifth Avenue credits (value: up to $100) Amex partnered with premium retail store Saks Fifth Avenue to give Platinum cardholders $100 in annual shopping credit ($50 credit from January to June and another $50 credit from July to December). Earn 95,000 points after spending $6,000 within the first 6 months. The mid-tier Chase Sapphire Preferred® Card credit card reignited travel rewards cards when it was introduced in 2009 and remains a solid credit card for vacationers. Key perks: Get one boost of 10,000 Companion Pass qualifying points each calendar year; two EarlyBird Check-Ins per year; and an account anniversary bonus of 3,000 points annually. $100 credit to use at the hotel. $9. Welcome Bonus. com, car rentals booked directly with select companies, and at U. Best American Express Cards of November 2023. 0%. Cardmembers can earn miles on several bonus categories, including on all Delta purchases. The current welcome bonus for the Amex Platinum is 80,000 Membership Rewards points after you spend $8,000 on purchases within the first six months of card membership. A $450 travel credit each year which can be used on eligible flights, hotels and car hire 1. This card charges a much lower $250 annual fee, yet it offers an annual up to $120 in Uber credits. 31. Welcome bonus: 120,000 Membership Rewards points after spending $15,000 on eligible purchases in the first three months of card. Imagine the savings with its industry-leading 6% Cash Back at U. This includes up to $500,000 per calendar year on flights booked directly with airlines or through American Express Travel and eligible prepaid. The Amex Platinum's. American Express Gold Card: Best for dining. The best Amex travel credit card is the American Express Platinum card. offers. Delta SkyMiles® Reserve American Express Card: Best. Blue Cash Everyday® Card from American Express. Transferring credit card points to travel partners is often the best way to maximize their value. . Cash advance APR: 21. Capital One SavorOne Student Cash. Best For. 14x points at Hilton. Legal business name. Or you can log into your AmEx account and then use this link to open the transfer points page. 625 cents). Compare and choose the best credit and charge cards with great offers and rewards, today! While the amount varies, depending on the card, it typically ranges between $95 to $695 or even more, although no –annual fee rewards credit cards are also available. Hilton Honors American Express Aspire Card: Best hotel card. – 19. With this card, you earn 12x points for purchases from Hilton hotels. If you travel often and want complimentary airport lounge access, Uber credits, elite hotel and car-rental status, a statement credit for Global Entry or TSA PreCheck,. Compare Card Deals From American Express. American Express® Platinum Travel Credit Card. Membership Rewards is one of the best card rewards programs because the Amex points it earns are so versatile. Blue Cash Preferred® Card from American Express: $0 intro 1st yr, $95 after annual fee. supermarkets, up to the first $6,000 in annual purchases. Delta SkyMiles. 5x miles after you spend $150,000 on your card in a calendar year; 1x miles on other purchasesThe Amex cards may not be best for you, it depends on what you spend money on. 2. Best Amex Credit Cards for No Annual Fee in 2023. S. When booking travel through the portal. Green from Amex Amex Platinum; Annual fee: $150: $695: Rewards: 3 points per $1 at restaurants, 3 points per $1 on travel including flights, hotels, transit, taxis, tours, and ridesharing services. American Express Gold Rewards Card. According to TPG’s valuation, the 130,000 points are worth up to $780. Best for Delta SkyMiles: American Express® Gold Card *. Amex Platinum card — Ultra-premium. The Platinum Cashback credit card offers great cashback options when making purchases using the card. You can purchase them through the travel site specific to the bank (like the Chase Ultimate Rewards portal or Amex Travel), or you can transfer your points to a frequent flyer program and book flights based on that program's award. Business. Cardholders earn 3 points per dollar on flights. Earning. Amex Platinum: The Amex Platinum is great for travelers since it earns 5 Membership Rewards points per dollar spent on flights booked directly with the airline or through Amex Travel (on up to $500,000 each calendar year) and comes with extensive airport lounge access. It’s complete with posh furnishings, a famous bar, and an awesome Salamanca location. The Blue Cash Preferred ® Card from American Express really packs a punch when it comes to groceries. You earn 2x Membership Rewards® points on the first $50,000 spent on everyday business purchases annually. American Express® Business Gold Card - best for flexible rewards earning. ago. It gives you the benefit of having access to 4 complimentary lounges visit in a year. Up to $400 Hilton Resort credit; Up to $200 airlines incidental credit. As for the rewards, this premium card offers 5X points for flights. Next, you'll need to link your Membership Rewards account with. U. ago. Some cards even offer reimbursement credits for Global Entry, TSA Pre ®, and CLEAR®, all of which provide different degrees of expedited security checks at airports. From short flights to long stays, eligible Card Members can earn extra points when you book flights, prepaid hotels, prepaid car rentals, and cruises through American Express Travel using your eligible Card. For example, American Express offers no annual fee co-branded Credit Cards among its Delta and Hilton cards. That said, another great way to amass Club Premier Points is through transfers from Citi ThankYou Rewards. 5% reward rate is one of the highest rewarding Credit Card in India and its a must have in your wallet if you love travel benefits. Plus, you can get 35% of your points back when booking eligible flights through Amex Travel. American Express Green Card. The first is an Uber Cash benefit and the other is a Dining Credit that can be used. Most of the information you need to complete an American Express business card application is straightforward. The maximum benefit amount for Trip Cancellation and Interruption Insurance is $10,000 per Covered Trip and $20,000 per Eligible Card per 12 consecutive month period. – $85 annual fee. 99% to 29. The best credit cards for military members in 2022. Complimentary Accor Plus membership. Welcome offer: Earn 85,000 Marriott Bonvoy bonus points after spending $5,000 in purchases on the card within the first 6 months. To modify a reservation, you can cancel and rebook your reservation on AmexTravel. The American Express compare page allows you to compare up to any three American Express Cards side by side. I been wanting to get an Amex card for a while now but am not sure which one I should get. Hilton Honors American Express Aspire Card. $120. 99% on purchases, 21. Best Premium Delta Card. Travel rewards. Now that the Amex Platinum has a $695 annual fee (see rates and fees), it makes the Sapphire Reserve the more affordable option. Earn 80,000 Membership Rewards® Points after you spend $8,000 on purchases on your new Card in your first 6 months of Card Membership. Marriott Bonvoy Brilliant® American Express® Card: $650. The Platinum Card® from. • 10 mo. This makes the Preferred card just as strong, if not stronger than the Gold. Best American Express Credit Cards in 2023. Compare the best Amex credit cards for different types of travelers, based on rewards, perks and benefits. Top Reasons To Get the Delta Gold Card. Best for public transit: Blue Cash Preferred® Card from American Express. Pros. U. The introductory offer can take your travel further: Earn 80,000 Membership Rewards® Points after you spend $8,000 on purchases on your new Card in your first 6. Spend $125 or more, get $25 back, up to 2 times (total of $50) Get a $25 statement credit by using your enrolled eligible Card to spend a minimum of $125 in one or more purchases online at FragranceNet. Plus, use the card. com. If you take advantage of the credits, and it covers the 700$ annual fee for you, it's probably the best travel card out there. AmEx Gold Card Vs. The Platinum Card® from American Express: Best for frequent travelers. United℠ Explorer Card - best for occasional united flyers. NerdWallet estimates that AmEx points are worth 2. IHG One Rewards Premier Credit Card*: Best for hotel rewards. S. Earn 3 points per dollar spent on flights booked directly with airlines and American Express Travel. The Business Platinum Card® from American Express: Travel Rewards: 120,000 points for spending $15,000 within 3 months: $695: Marriott Bonvoy Business® American. According to TPG's monthly valuations, Amex Membership Rewards points are worth 2 cents each, making this bonus worth $1,600. Amex Platinum: Elite dining & lifestyle perks in SGElite dining &. 99%. supermarkets (on up to $25,000 in spending each year, then 1. IRCTC SBI Card Premier. All remaining purchases earn 1 point per $1. If your grocery spend were $700/month or more,. 3. The card earns 14 points per $1 spent on Hilton hotel stays and includes top-tier. S. Platinum Card members will be charged a $50 fee for each guest—or $30 for children aged two through 17. Scotiabank Platinum American Express® Card. It will earn 5 points per. Want a long intro APR period. Best for airfare and lounge access: The Platinum Card® from American Express. 4. Highest cashback rate. 4% return on spend. Find a Credit Card That Matches Your Travel Plans. Here is a quick. S. The American Express Blue Business Cash™ Card: The $0-annual-fee card earns 2% cash back on eligible purchases (on up to $50,000 per calendar year, then 1%). The three Amex Platinum cards are rich in benefits, but not wide in scope. BUSINESS CREDIT CARDS. So you can use up the credits from Jan. S. Ink Business Premier℠ Credit Card. com The Platinum Card® from American Express: Best for Luxury travel perks. S. Chase Freedom for drugstores, restaurants, and everything else. 0% intro APR on Purchases for 12 months, and. Discover student for categories. Be sure to look through the various cards available, as some offer better deals than others. Scotiabank American Express ® Card. 75% on purchases up to £10,000, and 1.